Cyber liability used to feel like a coverage line for tech companies only. That's no longer true.
Any business that stores customer data, processes payments, sends invoices by email, or uses cloud-based software has some exposure to a data breach, ransomware attack, or business email compromise.
Cyber coverage typically helps with the costs of notifying affected customers, forensic investigation, business interruption from a cyber event, and legal exposure if customer data was compromised.
The businesses most at risk are often the ones that assume they're too small to be a target — smaller companies are frequently targeted precisely because their defenses tend to be lighter.
The honest answer to whether you need it depends on what data you hold and how you handle it. We'll walk through your actual exposure before recommending a policy.
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